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Mortgage rates, eligibility, KMRC, NHF, FLISP, FMBN, diaspora loans.
KMRC at 9.5%, SACCO mortgages at 13%, commercial banks at 13-14%. Choosing depends on income tier, affordable-housing eligibility, and whether you're salaried or self-employed.
African mortgage rates in 2025 range from 6% (Egypt subsidised) to 27% (Ghana commercial). LTV typically caps at 70-80%. Diaspora-specific loans exist in 7 of the 10 major markets.
