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Mortgages & Financing in Pan-African

Mortgage rates, eligibility, KMRC, NHF, FLISP, FMBN, diaspora loans.

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1 guide for Pan-African

Property Mortgages in Africa 2025 — Rates, Eligibility & Diaspora Loans
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Property Mortgages in Africa 2025 — Rates, Eligibility & Diaspora Loans

African mortgage rates in 2025 range from 6% (Egypt subsidised) to 27% (Ghana commercial). LTV typically caps at 70-80%. Diaspora-specific loans exist in 7 of the 10 major markets.